Wholesale and Correspondent Portfolio Lending
Wholesale and Correspondent Jumbo/Super Jumbo Mortgage Lending
Increase your earnings potential and differentiate yourself in the mortgage market by expanding your portfolio
of products and services with the innovative line of
adjustable rate Jumbo and Super Jumbo mortgage solutions
BofI Federal Bank.
We can help you deliver home loan options that meet the needs of your sophisticated clientele with loan amounts
to $5,000,000 and beyond.
BofI Federal Bank is dedicated to
delivering an exceptional level of service and support to our Lending Partners through our
Wholesale and Correspondent Portfolio Lending platform. Our
seasoned team of account executives are available to provide recommendations and
answers to your questions about portfolio mortgage lending including solutions for borrowers with complex
financial structures and unique properties. We’re available to discuss individual loan scenarios with you.
Our Personalized Lending Approach: We Want to Say Yes
Our lending strategy accommodates complex financial structures, high loan amounts, and unique properties.
We apply a
common sense approach to loan underwriting and look beyond the numbers to make a loan approval decision.
24-Hour Access: Always Know the Status of Your Loans
24-hour, secure online system allows
real-time access to your pipeline. Lock your loan during our normal business hours when your client
makes a decision. Our website offers instant access to loan documents and forms, detailed product and program
information, current rates, and the latest announcements. Our dedicated customer service and loan underwriting
teams are readily available and happy to provide you with live contact and personal service.
Technology-enhanced Process: Faster Turn Times and Approval Decisions
We don’t replace humans with technology; we use technology to support our 100%
paperless loan submission and processing. Turn times for approval and processing are significantly
reduced through 100% imaging of all loan documents.