Home Loans

Common Sense Loan Underwriting

Your Home For Portfolio Niche Jumbo Lending

Premier Accounts

Experience the difference of industry-leading rates, exceptional customer service, security of FDIC insurance, and flexibility to bank on your schedule.

Rewards Checking

The Benefits

  • Earn up to 1.25% APY1
  • Free Bank of Internet USA Visa® Debit Card
  • Unlimited domestic ATM reimbursement

Account Details

  • No monthly maintenance or service fees
  • No minimum monthly account balance requirements
  • No associated overdraft or non-sufficient fund fees

Non-Resident Alien Clients

Virtus Global Savings

  • 0.35% APY2,3,4
  • Unlimited incoming international wires
  • First outgoing international wire at no cost

Virtus Global Checking

  • Free Virtus Visa® Debit Card
  • Up to four international ATM withdrawals per month
  • Unlimited check writing privileges

Smart Money

The Benefits

  • No monthly maintenance fees
  • Non minimum monthly balance requirements
  • Free Online Bill Pay

Smart Money Market

  • Earn a 1.05% APY2,3,4
  • Free Check Writing - Limited
  • Free Bank of Internet USA Visa® Debit Card

Smart Savings

  • Earn a 1.05% APY2,3,4
  • Free ATM card upon request