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Personal Loans

Fixed Rate, Fixed Term, and Fixed Monthly Payments

If you are interested in securing a Personal Loan, please visit the Unsecured Personal Loans page of our consumer lending bank, Bank of Internet USA. Bank of Internet USA is the trusted consumer banking brand of BofI Federal Bank.

Why a personal loan with Bank of Internet USA? Here are some of the benefits:

  • Unsecured personal loans from $5,000 to $35,000
  • 12, 24, 36, 48 and 60-month term options
  • Flexible lending criteria
  • Funding within two days of your acceptance of the final loan offer
  • Funds deposited directly into your checking or savings account
  • No pre-payment penalties
  • Preliminary offers with no impact on your credit score

For more information about personal loans from Bank of Internet USA, please contact a personal lending specialist at personalloans@bofifederalbank.com or call us directly at 1-866-923-3625 between 8 a.m. and 5:30 p.m. PT.

Ready to get started on your personal loan? Click here!