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Not Bankable? Think again!

We turn your invoices into immediate cash!


Factoring

The Accounts Receivable Financing services available from BofI Federal Bank give small and midsize businesses the consistent cash flow they depend on to keep moving forward. Through our factoring services, we can turn your invoice into immediate cash. Don't miss out on game-changing opportunities due to limited cash flow or having to wait for payments.

There are many benefits that will come from your partnership with BofI Federal Bank:

  • As a branchless bank, we have a lower cost of capital than most. We pass those savings onto you with some of the lowest rates in the industry
  • You'll have the flexibility to select only the customers you want to factor and when you want to factor them.
  • In most cases, you'll receive cash for your invoices on the same day or the next day.

Why Choose BofI Federal Bank for Your Factoring Needs?

  • Flexible Financing: Get the flexibility to factor one or all of your invoices for any period of time that you see fit.
  • Let Us Handle Your Back Office: Spend your time growing your business and leave the headache of the back office to us. We're here to manage your receivables for you - free!
  • Free Customer Credit Review: We offer free credit checks on your customers to ensure you are doing business with the right people.
  • 24/7 Online Access to Your Finances: Take your account with you no matter where you are with 24/7 access to your receivables, payments, and funding.
  • One Stop Shop: Secure the best rates for your invoice factoring needs while utilizing our portfolio of banking products tailored to help you grow your business faster: , , , .

Read the Factoring Brochure

Factoring Brochure image

Learn More about Our Factoring Services

Take the first step toward securing financial freedom for your business. Reach out to our dedicated account representatives today to learn how BofI Federal Bank can help you move your business forward through our Factoring Services. Call 877-247-7990 or email today!

Ready to Apply?

Begin by filling out the Factoring Application.
Factoring Application

Already Have an Account?

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For more information, please contact:

(877) 247-7990
arapplications@bofi.com