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Common Sense Loan Underwriting

Your Home For Portfolio Niche Jumbo Lending

Wholesale and Correspondent - Portfolio Jumbo Mortgage Lending

Increase your earnings potential and differentiate yourself in the mortgage market by expanding your portfolio of products and services with the innovative line of adjustable rate Jumbo and Super Jumbo mortgage solutions available from .

We can help you deliver home loan options that meet the needs of your sophisticated clientele with loan amounts to $5,000,000.

BofI Federal Bank is dedicated to to our Lending Partners through our Third-Party Mortgage Lending programs. Our mortgage specialists are available to provide recommendations and and to discuss individual loan scenarios with you.


Our Personalized Lending Approach: We Want to Say Yes

Our personalized lending strategy accommodates complex financial structures, high loan amounts, and unique properties. We apply a common sense approach to loan underwriting and look beyond the numbers to determine the true value and risk of a borrower.


24-Hour Access: Always Know the Status of Your Loans

A 24-hour, secure online system allows real-time access to your pipeline. Lock your loan during our normal business hours when your client makes a decision. Our website offers instant access to loan documents and forms, detailed product and program information, current rates, and the latest announcements. Our dedicated customer service and loan underwriting teams are readily available and happy to provide you with live contact and personal service.


State-of-the-Art Technology: Reduced Turn Time for Faster Decisions

BofI Federal Bank leverages cutting-edge technology to provide you with complete paperless loan submission and processing. Turn times for approval and processing are significantly reduced through 100% imaging of all loan documents.


Learn How You Can Partner with BofI Federal Bank

To learn more about our third-party mortgage lending solutions or loan underwriting services, please contact BofI Federal Bank by email at or by phone at (888) 417-2479. We would be pleased to answer any questions you might have and explain how we could help you distinguish yourself in the mortgage industry.