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Commercial and Industrial Lending

Commercial and Industrial Lending

Clear and Creative Corporate Financing Solutions

 Factoring

Factoring

The Factoring Services available from BofI Federal Bank give small and midsize companies the consistent cash flow they depend on to keep their business moving forward. We turn your invoices into immediate cash. Don’t miss out on a game-changing opportunity due to limited cash flow or having to wait for payments.

There are many benefits that will come from your partnership with BofI Federal Bank:

  • As a bank, we have a lower cost of capital than most. We pass those savings onto you with some of the lowest rates in the industry.
  • You'll have the flexibility to select only the customers you want to factor and when you want to factor them.
  • In most cases, you'll receive cash for your invoices on the same day or the next day.
  • Non-recourse programs are available.

Why Choose BofI Federal Bank for Your Factoring Needs?

  • One Stop Shop: Secure the best rates for your factoring needs while utilizing our portfolio of banking products tailored to help grow your business faster: , Equipment Leasing, , .
  • Flexible Financing: Get the flexibility to factor one or all of your invoices for any period of time that you see fit.
  • Let Us Handle Your Back Office: Spend your time growing your business and leave the headache of the back office to us. We’re here to manage your receivables for you – free!
  • Free Customer Credit Review: We offer free credit checks on your customers to ensure you are doing business with the right people.
  • 24/7 Online Access to Your Finances: Take your account with you no matter where you are with 24/7 access to your receivables, payments, and funding.

Learn More about Our Factoring Services

Take the first step toward securing your financial freedom. Reach out to our dedicated account representatives today to learn how we can help you move your business forward through our Factoring Services. Call 858-649-2525 or email today!

For more information,
please contact:

(858) 649-2525



Transform Your Invoices into Cash

Learn more


 Lender Finance

Commercial and Industrial Lending: Lender Finance

The Commercial and Industrial (C&I) Lender Finance division of BofI Federal Bank offers creative, clear, and efficient financing solutions for fast and reliable closings.

We provide structured senior secured warehouse facilities that finance assets/loan receivables for the benefit of specialty finance companies that source, service, and manage:

  • Single, Multi-Family, and Commercial Real Estate Bridge Loans
  • Tax Lien Certificates
  • NPLs and REO Portfolios
  • Asset Based Lending and Factoring
  • Equipment Leasing
  • Transportation Asset Managers
  • Consumer and Small Merchant

Pricing and terms will vary based on the asset type; however, investments typically have the following characteristics:

  • Size: $10MM - $40MM
  • Term: 2-4 years
  • Rate: Dependent upon risk, but market competitive
  • Structure: Senior secured warehouse facility to a special purpose entity which owns the assets/loan receivables
  • Geography: Nationwide

BofI Federal Bank Lender Finance

For more information, please contact:
(888) 764-4891


Online consumer loan lender $40,000,000 term loan facility First Out Participant

 Equipment Finance

C&I Lending: Equipment Finance

BofI Equipment Finance offers a wide range of financing options to help your business thrive. We provide our clients with access to substantial capital while offering the security of working with the oldest and most trusted internet bank. Let our specialists help you find the right lending option to access the equipment needed to meet your business goals.

Product Options

Whether you are looking to maximize your financial statement report, minimize your Federal income tax bill or improve your cash flow - our specialists are fully prepared to create an equipment leasing and financing solution that meets your needs.

We specialize in creating low lease rate options for:

  • Financial Statement Presentation
  • Income Tax Considerations
  • Cash Flow Solutions
  • Maximizing EBITDA
  • Non-Tax Operating Lease (NTOL)

Industries

BofI Equipment Finance is proud to work alongside our client base, representing a variety of industries. Our extensive expertise in financing enables us to continually go the extra mile to find a leasing solution to meet our clients' needs.

BofI Equipment Finance offers leasing and financing options to the following industries:

  • Agriculture
  • Aviation
  • Construction
  • Medical and Dental
  • Manufacturing
  • Mining
  • Technology
  • Insurance
  • Private Equity

BofI Federal Bank
Equipment Finance

For more information, please contact:
(801) 233-6862

 Commercial Bridge Lending

C&I Lending: Commercial Bridge Lending

The Commercial Bridge Lending division of BofI Federal Bank specializes in providing bridge loans to owners, investors, and developers in need of funding. Our streamlined process and extensive experience help to ensure fast and smooth closings.

Some of the key features and benefits of our Commercial Bridge Lending program include:

  • Eligible Properties: Stabilized or stabilizing multi-family and commercial collateral; multi-family, mixed-use, office, warehouse, retail, industrial, hospitality, pre-development, special use properties and construction considered
  • Loan Amount: Loans of up to $75 million are available
  • Loan Term: Up to 3 years with extension options
  • Maximum Loan-to-Value: Varies by eligible property type, up to 70% "As-Is" value
  • Maximum Loan-to-Cost: Varies by eligible property type, up to 70% “As-Is” value
  • No Prepayment
  • Minimum Occupancy Requirement: None
Recently Closed Transactions


Mixed-Use Development
Burbank,CA

$27,000,000

Bridge to Construction Term Loan

Condominium Project
Waikiki, HI

$40,000,000

Refinance & Bridge to Sale Term Loan

Mixed-Use Development
Downtown Los Angeles, CA

$13,750,000

Acquisition & Predevelopment Term Loan


Condominium
New York City, NY

$12,500,000

Refinance & Bridge to Sale Term Loan

Condominium Project
Waikiki, HI

$40,000,000

Refinance & Bridge to Sale Term Loan

Condominium Project
Waikiki, HI

$40,000,000

Refinance & Bridge to Sale Term Loan

 Commercial Bridge Schedule a Call

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 Lender Finance Schedule a Call

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