Online Banking Login

Business Banking Login
Personal Banking Login
Commercial and Industrial Lending

Commercial and Industrial Lending

Clear and Creative Corporate Financing Solutions

 Lender Finance

Commercial and Industrial Lending: Lender Finance

The Commercial and Industrial (C&I) Lender Finance division of BofI Federal Bank offers creative, clear, and efficient financing solutions for fast and reliable closings.

We provide structured senior secured warehouse facilities that finance assets/loan receivables for the benefit of specialty finance companies that source, service, and manage:

  • Single, Multi-Family, and Commercial Real Estate Bridge Loans
  • Tax Lien Certificates
  • NPLs and REO Portfolios
  • Asset Based Lending and Factoring
  • Equipment Leasing
  • Transportation Asset Managers
  • Consumer and Small Merchant

Pricing and terms will vary based on the asset type; however, investments typically have the following characteristics:

  • Size: $10MM - $40MM
  • Term: 2-4 years
  • Rate: Dependent upon risk, but market competitive
  • Structure: Senior secured warehouse facility to a special purpose entity which owns the assets/loan receivables
  • Geography: Nationwide

BofI Federal Bank Lender Finance

For more information, please contact:
(888) 764-4891

Online consumer loan lender $40,000,000 term loan facility First Out Participant

 Equipment Finance

C&I Lending: Equipment Finance

BofI Equipment Finance offers a wide range of financing options to help your business thrive. We provide our clients with access to substantial capital while offering the security of working with the oldest and most trusted internet bank. Let our specialists help you find the right lending option to access the equipment needed to meet your business goals.

Product Options

Whether you are looking to maximize your financial statement report, minimize your Federal income tax bill or improve your cash flow - our specialists are fully prepared to create an equipment leasing and financing solution that meets your needs.

We specialize in creating low lease rate options for:

  • Financial Statement Presentation
  • Income Tax Considerations
  • Cash Flow Solutions
  • Maximizing EBITDA
  • Non-Tax Operating Lease (NTOL)


BofI Equipment Finance is proud to work alongside our client base, representing a variety of industries. Our extensive expertise in financing enables us to continually go the extra mile to find a leasing solution to meet our clients' needs.

BofI Equipment Finance offers leasing and financing options to the following industries:

  • Agriculture
  • Aviation
  • Construction
  • Medical and Dental
  • Manufacturing
  • Mining
  • Technology
  • Insurance
  • Private Equity

BofI Federal Bank
Equipment Finance

For more information, please contact:
(801) 233-6862

 Commercial Bridge Lending

C&I Lending: Commercial Bridge Lending

The Commercial Bridge Lending division of BofI Federal Bank specializes in providing bridge loans to owners, investors, and developers in need of funding. Our streamlined process and extensive experience help to ensure fast and smooth closings.

Some of the key features and benefits of our Commercial Bridge Lending program include:

  • Eligible Properties: Stabilized or stabilizing multi-family and commercial collateral; multi-family, mixed-use, office, warehouse, retail, industrial, hospitality, pre-development, special use properties and construction considered
  • Loan Amount: Loans of up to $75 million are available
  • Loan Term: Up to 3 years with extension options
  • Maximum Loan-to-Value: Varies by eligible property type, up to 70% "As-Is" value
  • Maximum Loan-to-Cost: Varies by eligible property type, up to 70% “As-Is” value
  • No Prepayment
  • Minimum Occupancy Requirement: None
Recently Closed Transactions

Mixed-Use Development


Bridge to Construction Term Loan

Condominium Project
Waikiki, HI


Refinance & Bridge to Sale Term Loan

Mixed-Use Development
Downtown Los Angeles, CA


Acquisition & Predevelopment Term Loan

New York City, NY


Refinance & Bridge to Sale Term Loan

Condominium Project
Waikiki, HI


Refinance & Bridge to Sale Term Loan

Condominium Project
Waikiki, HI


Refinance & Bridge to Sale Term Loan

 Commercial Bridge Schedule a Call

 Lender Finance Schedule a Call