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The Zero Balance Account (ZBA) Service from BofI Federal Bank is a cash management solution that enables your business to take control of its cash and eliminate idle balances from multiple checking accounts.
With a ZBA, you can maintain a decentralized network of sub-accounts, each of which is brought to a zero balance nightly, thereby maximizing the use of your cash while concentrating cash in a single master account for optimal flexibility. The concentrated funds are disbursed from this Master ZBA account to each sub-account to fund daily business activity.
Disbursement accounts, such as payroll accounts, can be maintained at a zero balance as funds are swept automatically from the Master ZBA account in the exact amounts necessary to cover payments, meaning that your available cash is not sitting idle in multiple accounts.
Find out how our Zero Balance Account Service and other Cash Management Solutions can benefit your business. To learn more about our leading technology and advanced business solutions, contact a Relationship Manager today at 844-678-2726 or via email at firstname.lastname@example.org.
The Zero Balance Account Service is just one component of a full suite of Cash Management Services available with the Basic Business Checking Account or Analyzed Business Checking Account from BofI Federal Bank. We invite you to compare our business checking accounts to determine which option best aligns with the financial needs and goals of your business.
Speak with a Relationship Manager today!