Basic Business Checking

A Checking Solution for Small and Growing Businesses

The Basic Business Checking account from BofI Federal Bank is ideal for small and growing businesses with moderate account activity.

  • No monthly maintenance fee
  • $1,000 minimum opening deposit
  • Surcharge-free ATM network nationwide
  • Up to 200 free items (debits, credits, or deposited items) per month, $.30 per item thereafter
  • Up to 60 free items (checks) per month for with our or a flatbed scanner
  • First set of 50 checks free
  • Free image statements
  • Free bill pay
  • Free online banking
  • A comprehensive selection of

Get started by viewing the Business Documentation Checklist, general section and Business Checking FAQs. Don't forget to check out our industry-leading , product brochure, and schedule of fees.

Open Account

US based entities only

If you are interested in opening a checking account that would allow you to earn a competitive interest rate on your account balance, we invite you to learn about the account from BofI Federal Bank.

Cash Management to Complement Your Basic Business Checking Account

To complement our Basic Business Checking and accounts, BofI Federal Bank also offers a full suite of Cash Management Products and Services, including , , and . Along with your Basic Business Checking account, these business banking services can be tailored to the unique needs and financial goals of your growing business to help ensure your short- and long-term success.

Have a question regarding Basic Business Checking?

Contact our business banking relationship managers today to find out more about which business checking account options is right for you.

Contact Us




Speak with a Relationship Manager today!

(844) 678-2726​