Basic Business Checking A Fundamental Checking Solution for Small and Growing Businesses The Basic Business Checking account from BofI Federal Bank is a straightforward checking solution that is ideal for small and growing businesses with moderate account activity. It offers all of the fundamentals you would expect from a business checking account, including simple account management, as well as: No monthly maintenance fee $1,000 minimum opening deposit Surcharge-free ATM network nationwide Up to 200 free items (debits, credits, or deposited items) per month, $.30 per item thereafter Up to 60 free items (checks) per month for remote deposit anywhere with our mobile app or a flatbed scanner First set of 50 checks free Free image statements Free bill pay Free online banking A comprehensive selection of Cash Management services Get started by viewing the Business Documentation Checklist, general Business Banking FAQ section and Business Checking FAQs. Don't forget to check out our industry-leading interest rates, product brochure, and schedule of fees. Open Account If you are interested in opening a checking account that would allow you to earn a competitive interest rate on your account balance, we invite you to learn about the Business Interest Checking account from BofI Federal Bank. Compare Accounts Cash Management to Complement Your Basic Business Checking Account To complement our Basic Business Checking and Analyzed Business Checking accounts, BofI Federal Bank also offers a full suite of Cash Management Products and Services, including ACH Origination, Lockbox Services, and Zero Balance Account Services. Along with your Basic Business Checking account, these business banking services can be tailored to the unique needs and financial goals of your growing business to help ensure your short- and long-term success.