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 Privacy Notice

Privacy Notice

Rev. July 2015

We recognize, respect and protect the personal privacy rights of all our customers and work diligently to safeguard your privacy. We are committed to providing the highest level of security and privacy regarding the collection and use of our customers' personal information, as well as the personal information of all consumers who visit our institution.

The following privacy notice explains how we use and protect the information about our customers. We ask that you read it carefully.

Privacy Notice - Rev. 07/2015

 Online Privacy Notice

Online Privacy Notice

Revised 08/28/2014

This Online Privacy Notice (the “Notice”) applies to anyone who visits BofI Federal Bank’s (“Bank”, “Us”, “Our”, “We”) website (the “Site”).  This Notice describes how this website may collect, use and share information from or about you.  Information you provide to us when you apply for or receive a product from us is governed by our Privacy Notice. Your use of this Site constitutes your acceptance of the Site’s general terms and conditions, which we may change or modify at any time and from time to time at our sole and absolute discretion and which are available at our Disclosures.

Information Collected

Cookies are small files that capture information about your activity on this Site, they are stored on your computer.  The type of information gathered may include pages visited and time spent on the Site.  No Personally Identifiable Information (“PII”) is gathered or stored via cookies.  We may use the information to display information more effectively, personalize communications and to advertise our products via third party advertising partners. 

You can refuse to accept these cookies by configuring your device and browser settings accordingly.  You will need to manage your cookie settings for each device and browser you use. If you elect to not accept these cookies, you may experience some inconvenience during your use of this website. You also may not receive customized advertisements and offers from us that may be relevant to your interests and needs.

Third-Party Advertising Partners

We may contract with companies to distribute certain online advertisements on websites. These companies may use cookies and tracking pixels/web beacons to display advertisements of our products to you when you are on other, third-party websites who work with the advertising partners.  The information collected and shared via cookies is anonymous and contains no PII.

You may choose to opt out of the use of third-party marketing cookies through the Network Advertising Initiative. This opt out is valid only for the computer/browser combination used to opt out.  Clearing cookies will remove the opt out since it is stored in a cookie.

Linkage to External Sites

We may provide links to third party external websites.  If you follow links to websites not affiliated or controlled by Bank, you should review their privacy and security policies and other terms and conditions, as they may be different from ours.  Bank does not guarantee and is not responsible for the privacy or security of these third party external websites, or for any information represented in these websites.

Security

To protect personal information from unauthorized access and use, we use security measures that comply with applicable federal and state laws.  Please refer to our Security notice for more information..

Mobile Applications

Bank’s Mobile Banking application (the “App”) allows you to check your available balances, view transaction history, view and activate your cash back offers, transfer funds between accounts, and pay your bills. This Notice and the Mobile Banking disclosure apply to any personal information and other information that we may collect through the App.

Minimum Browser Requirements

Please refer to page 15 of our Online Banking disclosure for information on minimum browser requirements.

Using Other Aggregation Sites

If you provide your Site username, password or other information about your accounts with us to an aggregation website, we will consider that you have authorized all transactions or actions initiated by an aggregation website using access information you provide, whether or not you were aware of a specific transaction or action. If you decide to revoke the authority you have given to an aggregation website, we strongly recommend that you change your password for the Site to ensure that the aggregation website cannot continue to access your accounts.

How to Report Identify Theft, Fraud, or Suspected Lost Stolen Cards

For information regarding identity theft and fraud, how to protect yourself, and what to do if you believe you are the victim of identity theft or fraud, please visit our Protect Your Identity disclosure.

Protecting Children’s Privacy Online

The Site is not directed to individuals under the age of thirteen (13), and we request that these individuals do not provide Personal Information through the Site. Bank does not knowingly collect, use or disclose personal information from children under age 13 without obtaining written, verifiable consent from a parent or legal guardian. Our Site is directed to a general audience, and may be accessed by the public.

The Children’s Online Privacy Protection Act (“COPPA”) protects children under the age 13 from the online collection of personal information. For more information about COPPA, visit the Federal Trade Commission website: http://www.ftc.gov/opa/reporter/privacy/coppa.shtml

Changes to this Notice

This Notice is subject to change at any time and from time to time, at our sole and absolute discretion.  It is your sole responsibility to review it periodically.  If we modify the Notice, we will post the revised statement here, and indicate the updated revision date at the top of this Notice.  Any changes to this Notice will become effective immediately upon posting to this Site.  Your use of this Site following these changes constitutes your complete acceptance of the revised Notice posted on this Site.