Third Party Lending
Wholesale & Correspondent - Portfolio Jumbo Lending
Increase your earnings potential and differentiate yourself in the mortgage market by expanding your portfolio of products and services with our innovative line of adjustable rate Jumbo and Super Jumbo mortgage solutions.
We can help you deliver loan options that meet the needs of your sophisticated clientele with loan amounts to $5,000,000.
BofI Federal Bank is dedicated to delivering an exceptional level of service and support to our Lending Partners. Our staff is available to provide answers, recommendations and discuss individual loan scenarios with you.
COMMON SENSE UNDERWRITING – We want to say YES!
Our personalized lending approach accommodates complex financial structures, high loan amounts and unique properties. We apply common sense to underwriting loans and look beyond the numbers to determine the true value and risk of a borrower. The majority of our loans are approved with either a credit or collateral exception.
ACCESS – So you will always know the status of your loans.
A 24-hour, secure online system allows real-time access to your pipeline. Lock your loan during our normal business hours when your client makes a decision. Our website offers instant access to documents and forms, detailed product and program information, current rates and the latest announcements. Our dedicated customer service and underwriting teams are readily available and happy to provide you with live contact and personal service.
TECHNOLOGY – Reduces turn time for faster decisions!
BofI Federal Bank leverages cutting edge technology to provide you with complete paperless loan submission and processing. Turn times for approval and processing are significantly reduced through 100% imaging of all loan documents.