Overview
Sometimes you just need more from your lender – more of a loan and more personalized service. BofI Federal Bank is an experienced leader in jumbo loans, offering fixed and adjustable rate jumbo mortgages as well as interest-only loans. As a portfolio lender, BofI Federal Bank understands your complex financial situation and your desire for concierge service.
The BofI Federal Bank Difference
- Loan Amounts to $2 million
- Owner occupied, second home or vacation home
- Investment Properties
- High land to home value
- Unique properties
- Vesting title in entities
- Pledged Asset Program- up to 90% financing
- Asset Depletion Underwriting
Take the first step today and contact a BofI Federal Bank Mortgage Consultant at
888.546.2634. Or,
to get started online now.
If you’d prefer, we’ll be happy to call you so we can discuss your options and tell you why we are the right lender for you.
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LET US CALL YOU
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Rates are subject to change without notice. Conforming rates are based on loan amount of $200,000. Non-conforming rates are based on $800,000 loan amount. Agency Jumbo rates are based on $500,000 loan amount. Please contact your Bank of Internet mortgage consultant for more information.
View Assumptions, Important Notices and Procedures for applying for a loan.
Pricing Assumptions and Disclaimers: Our custom quote results default a Lender Fee of $1645 on all pricing scenarios. For adjustable-rate mortgage loans, the rate may change due to market conditions, causing a similar change in your future APR. Your monthly payment can increase or decrease substantially based on the change in the interest rate. The payment amount shown in the Custom Quote results reflects principal and interest only, even if you choose to impound your taxes and insurance. Any loan with a subordinated lien will require a 60 day minimum rate lock period to ensure that the subordinating lender has time to approve the transaction. The 'Estimated Closing' column does not include all customary third party fees that vary per transaction (ex: Title charges, Recording fees, Prepaid Interest, Impound Acct Reserves, etc). Pricing results powered by NYLX.
Pricing Considerations: Custom Quote pricing results are only returned when the specific scenario requested passes eligibility rules based on a streamlined set of data the prospective borrower enters. Results within the Custom Quote do not constitute a promise to extend credit to the user. The pricing results are based on dynamic financial markets. A mortgage interest rate and price are not guaranteed until a customer has formally applied for home mortgage financing with Bank of Internet and a formal approval has been issued.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes only. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.