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Interest Rates
| Business Interest Checking | [Rate:1:Rate]% | [Rate:1:APY]% |
| Premier Business Checking | [Rate:2Rate]% | [Rate:2:APY]%
|
| Business Money Market
| [Rate:28:Rate]% | [Rate:28:APY]% |
| 3 months | [Rate:29:Rate]% | [Rate:29:APY]% |
| 6 months | [Rate:30:Rate]% | [Rate:30:APY]% |
| 12 months | [Rate:31:Rate]% | [Rate:31:APY]% |
| 24 months | [Rate:32:Rate]% | [Rate:32:APY]% |
| 36 months | [Rate:33:Rate]% | [Rate:33:APY]% |
| 48 months | [Rate:34:Rate]% | [Rate:34:APY]% |
| 60 month | [Rate:35:Rate]% | [Rate:35:APY]% |
Bank products and services are offered by BofI Federal Bank, an FDIC insured financial institution. BofI Federal Bank accounts and other related divisions of BofI Federal Bank are not separately insured by the FDIC. To calculate your insurance coverage, use the FDIC online Electronic Deposit Insurance Estimator at:
https://www.fdic.gov/edie/index.html. For more information about temporary unlimited FDIC insurance coverage of some transaction accounts, visit
www.fdic.gov.
*The Annual Percentage Yield (APY) is accurate as of 4/12/2012. The interest rate and corresponding APY for savings and money market accounts are variable and are set at our discretion. Interest rates may change as often as daily without prior notice. Fees may reduce earnings.
Important Notice: Federal regulation limits the number of withdrawals and/or transfers that may be made from a savings account by telephone/PC transfer, preauthorized transfer, check or debit card. You are limited to six withdrawals and/or transfers from your savings account each monthly statement cycle by preauthorized transfer, or telephone/PC transfer (including bill payments). And, if the account permits transfers by check or debit card, no more than three of the six limited transfers may be by check or debit card.
We use the daily balance method to calculate the interest in your account. This method applies a daily periodic rate to the daily collected balance in your account. The Collected Balance is the balance of all deposits in your account on which we have received credit for the deposited funds (determined by the availability schedule of our Federal Reserve Bank for non-cash items). All BofI Checking and Savings accounts are variable rate accounts. Time Deposit rates are fixed for the term of the certificate. Time Deposits require a substantial penalty for early withdrawal. Please refer to the Deposit Account Agreement and Disclosure for further information.